Family Lending Group
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business of LICENSED MORTGAGE PROFESSIONALS that prides itself on supplying our clients with a level of service that is second to none. We have hundreds of different loan types that can fit any loan scenario, and close in 7-10 days. With rates as low as 1%, ARM loans and the conventional 30-40 and now 50 year mortgages, I’m very confident that we can provide a mortgage that will help you achieve your financial goals. … mortgage refinance family lending group purchase interest rate lower …
Help answer the question about low interest refinance loans
Which bank offers the lowest interest rate for mortgage refinance in California?I need to refinance my second/investment home in Milpitas California and I'm looking for a mortgage broker or a bank that offers lowest interest rate based on 700 or more fico score. Preferably a loan program with minimum monthly payment is preferred.
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July 9th, 2009 at 1:57 am
Last week, I received a call a call from a Kathy Foster with Richfield Lending Group. They offered me a $5000. with a 6% interest rate. She said it was a secure loan and I needed to send a deposit of $885 via Wall Mart money gram. Up until that point, I thought it was legit but the RED FLAGS were flying everywhere.. Remembering a previous scam attempt from Craig’s List. I decided to investigate this company I tried to find any information on them through the internet and all I found was this "Yahoo Ask". I was wondering if anyone had actually used them. Well, today I received another call from Kathy Foster. I told her how I tried to research her company and found nothing about them anywhere except on Yahoo Ask. She proceeded to tell me that because of the type of business, they do and having plenty of clients, it was not necessary to advertise. I told her I was very uncomfortable wiring $885 in cash to them when I don’t know her or anything about their company. She said how she completely understood my apprehension and shared a life experience of her own.
Now, I’m finding out it’s all a very elaborate scam. I’m still puzzled… they have spent a great deal of money setting up a very professional sounding automated phone system, and website. They are listed with the BBB although, not accredited. However, the phone numbers are untraceable, they don’t reside at the address listed on all their paperwork or with the BBB. There’s no information on them anywhere other than here on Yahoo Ask. Just for fun, I read some of their “Testimonials” the last testimonial the person identified herself as Loretta at the beginning and signed it Kelly M. (good reads) .
I have decided to take a loan against my 401K. I will be paying the same 6% interest rate, I know the lender (myself), and I pay the debt plus interest to my 401K, which is my money. Sounds like a WIN/WIN situation. I didn’t need $5000, I only need $3000 due to an evil “Payday Loan” addiction I got myself into. NEVER, I MEAN, NEVER GO THERE. Barrow the money from a friend or family member but, make sure to make up a contract, keep receipts & never pay in cash. You want to keep all your cancelled check or money order receipt, etc. (we don’t want to see you on The People’s Court) . Even better, first choice being, barrowing against your 401K, take out a small personal loan through a real bank or a credit union or… even better yet, sell something. Sell a whole lot of stuff.
July 9th, 2009 at 2:37 am
Sorry you got scammed. That sucks for you. Make sure you teach your kids this lesson so they don't repeat it someday.
July 10th, 2009 at 2:45 pm
Unfortunately there isn't a whole lot you can do if she's 18. Let her make her mistakes, the most you can do is try to talk her out of them. That may jeopardize your relationship with her though. She'll learn.
July 10th, 2009 at 4:28 pm
it determines its ion.
July 10th, 2009 at 4:46 pm
Please continue your studies.Do this and you will requires less medication and you will be able help other people get better.
These pranayam exercises will help control the diabetes and the side effects.Build up the timing gradually.If you feel tired or dizzy, stop and resume later.The benefits will be noticed in weeks as the sugar level is checked daily.Over the long tern the diabetes will be in full control and the medicine can be reduced in consultation with the doctor.
Anulom Vilom –
Close your right nostril with thumb and deep breath-in through left nostril
then – close left nostril with two fingers and breath-out through right nostril
then -keeping the left nostril closed deep breath-in through right nostril
then – close your right nostril with thumb and breath-out through left nostril.
This is one cycle of anulom vilom.
Repeat this cycle for 20 to 30 minutes twice a day(maximum 60 minutes in one day).
Children under 15 years – do 5 to 10 minutes twice a day.
You can do this before breakfast/lunch/dinner or before bedtime or in bed.Remember to take deep long breaths into the lungs.You can do this while sitting on floor or chair or lying in bed.
Kapalbhati -(Do it before eating) Push air forcefully out through the nose about once per second. Stomach will itself go in(contract in). The breathing in(through the nose) will happen automatically. Establish a rhythm and do for 20 to 30 minutes twice a day.(Max 60 min/day)
Children under 15 years – do 5 to 10 minutes twice a day.
Not for pregnant women. Seriously ill people do it gently.
Also everyday press the centre point of the palm of your hand 40 times with the thumb and press the tips of all fingers 40 times each.
July 11th, 2009 at 9:51 am
I am one who almost got scammed by this company. First I found out they are not located at 1777 bldg. I talked to the owner of the building and they verified that Parkway Lending Group is not located there and have scammed other people. The owner of the building also stated that they have contacted the Post office to have any mail stopped for that company. I have also talked to Joshua Redd, the account executive and Mr. Taff in their "customer service dept." They make it sound so real however my gut feelings were that if they could loan me money but I had to pay them $1,025 as a collateral payment, something must be wrong.I began to investigate myself since I work for the Federal govt. I talked to the FTC and lodged a complaint. They are listed with the BBB but are NOT registered. That is a red flag! They should be listed with the Labor License and Regulations in order to do financial business. I am so sorry that you sent them money. I constantly think about where I would be if I had done the same. For anyone that is thinking about working with them or other companies, do the investigation. Take the extra step to call around and see if they are legit. It will be worth the time! Call the BBB, call the FTC, do googles on their addresses and then try and find out if they are really located where they say they are. Just watch out…….and……Watch out for this company! They are slick!
July 11th, 2009 at 7:17 pm
I think this counts as spam… I avoid Prosper.com because if the user defaults, you lose money and the loans are spanned over 3 years. I'd rather invest in a money-market account for liquidity's sake.
July 12th, 2009 at 1:21 am
Jesus, Mary and Joseph…..a $600K house? $9/hr income. You must be kidding me. What was this man thinking in ANY language???
WTF????????????????