Comments on: Best Credit Cards Compare 700+ Credit Cards Offers Very Low Rate Credit Cards Apply Our 0% Credit Card Online, Refinance, Mortgage All Types of Loans Available Visit Us Now And Apply Online Guaranteed Approval No Worries No Fees

By: ml

ml — Sat, 31 Oct 2009 12:04:00 +0000

Why not use E-loan again?

Realize that interest rates have risen during the past 2 years and with your mortgage, you may not be able to do better than 11%. Plus, your car has continued to depreciate and there may not be any equity remaining for a refinance. Just be happy with what you have and make timely payments until the balance is $0.

By: acaschato

acaschato — Sat, 31 Oct 2009 01:59:17 +0000

Try Lending Tree on line. You can specify what you are looking for and then the brokers, banks and S & Ls will come to you.

By: shainastar08

shainastar08 — Sat, 31 Oct 2009 01:18:13 +0000

It might be hard refi-ing a jumbo loan these days.

Getting additional cash out might be impossible and a very bad idea to begin with.

By: Smelvin

Smelvin — Fri, 30 Oct 2009 12:04:19 +0000

Oh how I love this. The "crooked salesman pulled a fast one." Why? because the economy took a downturn, and lenders tightened their loan requirements? Have you not paid attention to the news? You sure didnt care if there was a "fast one" involved when you got that car you wanted so badly.

There is a huge credit crunch right now. Lenders have really tightened up on what they will lend, and to whom. Where a 700 score was a slam dunk a year ago, its not so much right now. I am seeing people who would have just signed and driven away last year get turned down today.

Add to that, cars depreciate. I am sure you owe more on the car than it is worth – most of us who financed do.

If the bank you are currently financed through will not rewrite the loan, then its doubtful anyone else will either. They know your car payment history best, and they aren't willing to redo this. So its unlikely another lender will either.

And stop blaming that sneaky old car salesman for a contract you willingly signed. It takes two parties to make a deal.

By: CarolNV

CarolNV — Fri, 30 Oct 2009 00:39:43 +0000

Interest rates fluctuate together with economy. Depending on what they were at the time of closing the loan, you may have chosen an adjustable rate loan or a fixed rate loan. That means that you get the benefit of keeping low interest rates or modifying the rates to a lower value if you have an adjustable rate loan. If, on the other hand, they were to rise to abnormal values, there is a maximum or “cap” to limit the incidence of rates on the loan. Read more http://refimortgage-online.blogspot.com/

By: crzyaltego

crzyaltego — Thu, 29 Oct 2009 14:27:46 +0000

Credit Unions usually have the best deals. Depending on the credit union, usually just about anyone can join. I hear that Chase Bank is giving out really low rates if you have good credit.

Good luck!

By: Bella's Mom

Bella's Mom — Wed, 28 Oct 2009 03:23:05 +0000

Check with a local credit union for accurate advice.

Good luck.

By: bashfulpapi

bashfulpapi — Wed, 28 Oct 2009 03:22:26 +0000

Yes I do know a place, I just got a loan myself